Insurance will always be a tenant responsibility, although the tenant is free to ask if the provider does carry insurance options. According to Self-Storage Association board member Jim Dinardo, a limit may be placed. Although most storage managers are aware that renters store contents worth more than, say, $5,000, they want it recorded in writing that the latter can only recover the maximum amount of $5,000. NYC self storage companies offer a variety of rental options that will fit most of your storage needs. However, it is your responsibility to pack everything securely and inspect their condition from time to time.
http://www.gibraltarstorage.com/insuring-your-storage-in-nyc-in-case-of-emergencies-or-calamities
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